There is a technology called “cookies” which can be used by a website to enable its users to store tailored information from the website. A cookie can be sent to your browser, which may then store it on your system. Some pages use cookies so that we can better serve you when you return to our site. A cookie does not retrieve any other data from your hard drive or capture or store your e-mail address. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. You may continue browsing our site even if you decide not to accept the cookie.

Web Beacons employs a software technology that serves as a web tracking device to collect certain information about traffic to the web sites. This device is classified as a “web beacon” by the Network Advertising Initiative, which means that the scope of its collection is restricted to web site traffic data. It is similar in function to cookies. The main difference between cookies and web beacons is that web beacons are invisible on the page and are much smaller, about the size of the period at the end of this sentence. A P3P-compliant JavaScript cookie is set and collected by the tracking device to allow for differentiation between visitors to the sites. This data is used for tracking and reporting aggregate usage patterns on the web sites but does not include any personally identifiable information about individual visitors.

Additionally, we use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.

Personal Information – Collection and Use respects your privacy. In general, you can visit without telling us who you are or revealing any personal information about yourself.

There are times when we may need information from you, such as your name, mailing address or e-mail address. You will be asked to supply that information voluntarily. Some examples of when we may need information are if you choose to purchase a product or service directly from the website, or to receive invoices from us by e-mail, or to use the “Your Portfolio” personal stock tracker or to contact us about our website or services. We collect nonpublic personal information from applications or other forms that you submit to us, and from your transactions with us, our affiliates, or others, and from consumer reporting agencies. We will not sell your personal information to or share it with any other company or third party agency, except as permitted by law. We disclose such nonpublic personal information about you only to those employees who have a need to know and vendors who need to know the information in order to verify or fulfill your transactions with us, in accordance with our agreements with those vendors. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. this includes using encryption technology for credit card data used in e-commerce transactions. We are not responsible for any use of personal information by websites you reach via a link on this website.

When receives information about your session or about you, we may use it for research, regulatory purposes, or to improve our site. In general, on, IP addresses (the internet address of a computer) are logged to track a user’s session while the user remains anonymous. This data is analyzed for certain trends and statistics, such as which parts of our site users are visiting and how long they spend there, among other possible uses.